 When
you click
On " 2 415 Bahts"
(per example)
The Bangkok Bank iPay for Hansathai Travel
Service appears.
Click
> Bottom left on the Visa Mastercard logo.
(below is for Thai and Chinese cards).
Already
indicated
- Name of our travel agency
HANSATHAI TRAVEL SERVICE
- Amount of your payment
(example here 2 415 Bahts)
- Our merchant code 201-930-856
 To
fill out by you
- Card Number = Number of
your credit card
- Expiry Date (mm/yyyy) = Expiry date MONTH /
YEAR
- Name as shown on card = Name person shown on
the card
- Issuer Bank Country = Country of YOUR bank
(the bank that issued your credit card)
- Issuer Bank Name = Name
of your bank
(in our example it says Thailand)
(you must writte the country of origin of your
credit card)
- Others = Check + Bank
name of your credit card
- CVV2 / CV2 = Write the last 3 digits
(listed behind your signature on your credit
card).
Exchange
rates
In Thailand, the legal
account of a legal Thai company must be a bank
account located in Thailand.
The legal accounting of Thai companies is of
course in the currency of the country, that is to
say in Thai Baht.
It is YOUR bank that
pratical the official exchange rate on the day of
your payment. Your account (in Europ for
example), is debited in Euros and our account in
Thailand is credited in Thai Baht.
So
that the payment of your deposit is a legal value
and officially registers your customer file in a
Thai company ; the payment of your deposit must
therefore be made to a bank account in the name
of the travel agency (such as "Hansathai
Travel Service" for example) and located in
Thailand and in the legal currency of the
country, i.e. in Thai Baht.
- This is the only legal
way to pay for your deposit.
- With the official
declaration of your file and the company taxation
that goes with it.
- This is the only way that
allows you to make a legal claim and to have
rights in the event of a dispute.
- And this is the only way
that makes your travel agency's commitments
binding.
A Thai travel agency that
asks you to make payment to a personal account
rather than the travel agency's bank account or a
PayPal account or worse through Werstern Union or
a bank account located outside of Thailand or in
currency other than the Thai Baht should be
absolutely avoided (this is only intended to
protect your file from taxation but also from the
legal protection that this represents for you.
INFORMATION
- Our bank Bangkok Bank,
like all serious banks on the planet, will never
send you an electronic mail (e-mail) to ask you
for your password or ask you for your financial
information, nor will it provide you with a link
in a email to ask you to connect to online
banking...
PAYMENT
FEES
Our colleagues do not
always specify it very clearly but we prefer to
tell you now.
- Thai charge for payment
by credit card : 5 %
This sum corresponds to the costs of the secure
payment system by credit card and to the Thai
taxation associated with these costs.
RENT
CAR
At Hansathai Travel, with a
deposit amount of only 800 Bahts deposit for a
rental of 3,800 Bahts (per day fuel included for
example); therefore corresponds to a Thai credit
card payment fee of only 40 Bahts:
= That is to say 1.05 % of the amount of the
invoice.
- Reservation of a trip
At Hansathai Travel, with a deposit amount of
only 20+30 = 50 %
So the Thai charge for
payment by credit card is
= Only 2.5 % of the total invoice amount.
SPECIAL
ASIA
- The UPI (UnionPay
International; payment by credit card from China)
and TPN (Thai Payment Network; a group of several
Thai credit card payment banks) systems have
already been operational in our Bangkok Bank
secure iPay since March 1, 2017.
- Same functions as with a
Visa or a Eurocard BUT the costs fall from 5 to 3
or even 2 percent only !
SECURITY
++
- Example of a payment in
Thailand with a Visa card from Kasikorn Bank for
example.
- YOUR bank sends you, on
your personal telephone screen, a code at the end
of the iPay procedure. It is a security
procedure.
- This means that YOUR bank
sends you, on YOUR personal telephone number, a
code that you must enter on the page of YOUR bank
which appears on your payment screen following
our iPay. Copying this code into your bank's form
indicates that you authorize your bank to make
the payment you have just made to Hansathai
Traval Service.
PRINT
OF RECEIPT
Upon receipt of your
payment
- We send you the bank's printout by e-mail
(within 24 hours)
- We update your invoice of the amount paid.
- And of course we reserve
the services you have buy.
You are informed by e-mail of each update of your
file by the person responsible for your file and
who is at your disposal to answer all your
questions.
THAI
TRAVEL AGENCIES
- All our Thai travel
agency colleagues add the Thai charge for payment
by credit card to their invoice. When they accept
a payment type PayPal or Western Union; they add
in the selling price of their services the
exorbitant amount billed to the merchant for bank
charges and fanciful exchange rates. In these
cases you are of course ultimately the loser;
even if for example PayPal vampirizes the
suppliers while charging no fees to the customer;
it's only a roundabout way, apparently painless
but more expensive because of course ... no bank
works for free and no merchant pays bank charges
with the neighbour's money.
- In a visible or invisible
way it is anyway ALWAYS YOU who pay the bank
charges. Rather than deducting on the quality of
the service or increasing the selling price or
surprise at the last moment... we prefer to
clearly indicate to you what will happen IN ALL
CASES whatever your choice of partner.
HOTELS
- And when you pay for your
hotel room at the hotel itself, so in Thailand,
you will be entitled to the exchange rate
(sometimes fanciful from Europeen banks in this
case of payment abroad by credit card ) + the
cost of payment by credit card does abroad.
- And if you forgot to tick
that you want free breakfast (already included in
the price of the rooms); you will be pay in more
it on the spot...
And if you have forgotten to "raise"
the ceiling of your credit card, you risk not
being able to pay with your card.
|
CLIC
iPay
Links
